When it comes to planning for your families future, HawaiiUSA Federal Credit Union is there for you. With upcoming changes to Hawaii State Laws, financial planning for the future of your special needs child is changing. HawaiiUSA Federal Credit Union Senior Vice-President, Scott Kaulukukui and attorney Scott Suzuki talk about tools that HawaiiUSA Federal Credit Union has to save money and set up a future of your special needs keiki. In fact, they are following the proposed regulation implementing a new federal law authorizing states to offer A.B.L.E. (Achieving a Better Life Experience) accounts. The account is designed to enable people with disabilities and their families to save for and pay for disability-related expenses. The A.B.L.E. account is modeled after the 529 college savings accounts offering tax advantages for people with disabilities.